Call 800-539-1923

  • Mon-Fri 9am - 10pm EST

Need assistance?
Talk over the phone with a licensed insurance expert

Call 800-539-1923

Customer Testimonial

“I just wanted to thank you for all of your help in finding a health insurance plan that is perfect for me. You were knowledgeable and a pleasure to work with.”

- Samantha Hardiman, Douglasville, GA

Customer Testimonial

“We loved it! Everything and every decision was painless. How can you make receiving insurance this easy? The prices are great”

- Mistee Smith, Florida

Frequently Asked Questions
Is there a long-term contract for health insurance?

No there isn't. Every health insurance plan you see here can be cancelled at any time, so your obligation is month to month.

What if I'm not satisfied with the health plan I select?

When you buy a plan, you automatically get a 30-day money back guarantee to make sure the policy meets your needs. If you aren't satisfied for any reason, you can withdraw the application for a full refund. If a few months go by and decide the plan isn't right for you, we can always help you switch to a new plan that better suits your needs.

Are these my exact prices?

Not necessarily. There are a host of factors that determine your prices for health insurance. The prices you see online are quotes that typically assume that you are a non-smoker and in good health. Your health history may result in a slight increase in your rate. For more exact rates, please contact us by phone.

What is the process to apply?

After you choose a plan, you can complete the application confidentially over the phone. Our customer service representatives will ask you a series of yes/no questions to determine your eligibility before collecting payment information and submitting your application.

What services are subject to my health insurance deductible?

Typically, any covered service that does not have a copay is subject to your health insurance deductible. Often times, these services include hospitalization, laboratory services, x-rays and diagnostics.

What is an Out of Pocket Limit(OOP)?

The Annual Out of Pocket Limit is the amount at which the insured person's payment obligation ends and the health insurance company pays all further covered costs.

So how does this all work? Let's say I was admitted to the hospital. How do I know how much I would pay with each health insurance plan?

To determine how much you will pay for certain situations, you will need to look at three parts of each health plan:

  • Deductible
  • Coinsurance
  • Out of Pocket Maximum

For example, let's say you have a surgery that costs $100,000 and a health plan that has a $2,500 deductible, 20% coinsurance and $5,000 Out of Pocket Maximum. You will be required to pay your deductible and then 20% of medical expenses after the deductible until you reach your Annual Out Of Pocket Limit. In this example, you would owe $5,000 and the insurance company would pay $95,000 for the surgery.

Show More Questions

Customer Service Form

I am the primary insured. (Please uncheck this box if you are NOT the primary insured)
- -
security code
*Required fields
Dental Plans